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RDS Finance

Dealers

Car Dealers

Serving Recreational Vehicle Dealers Across the United States

Vehicle dealers need to increase sales while reducing overhead in today’s increasingly competitive marketplace. That’s where we come in. We act as a liaison between our recreational dealer partners, all major national lending banks, and regional banks with loan coverage for most consumer credit profiles. RDS can also provide your finance and insurance (F&I) services to spur sales up to 20 percent without piling on costs.

Become a Dealer

Benefits of Working with a Dealer Services Organization

  • Proven process, proven results: Our scripted, professional approach ensures consistency throughout the financing process. We also have years of experience in the recreational vehicle industry, which means fewer hiccups as your customers navigate the financing process.
  • Higher customer satisfaction: We’ll chase the details to close the loan, which means you can focus on improving the individual customer experience.
  • Unparalleled speed: We go to work immediately while the deal’s hot, ensuring your customers get the loan terms they need as quickly as possible.
  • Higher profits: More loans placed means increased profit margins on your end. Using an outside party like RDS also helps you reduce your payroll expenses and increase your purchasing power.

Our Customers

We serve a wide variety of recreational vehicle dealers:
  • Marine Dealers
  • RV Dealers
  • Living Quarter Horse Trailer Dealers

Why RDS Finance is Your Finance and Insurance (F&I) Solution

Our goal is to help you increase your profit and grow your dealership. Our success comes from your success!

  • Increase Sales by 20%
  • Reduce Payroll Expense
  • Increase Purchasing Power
  • Competitive Rates
  • We Really Do Care

Questions For Dealers

I’m a dealer. Why should I work with a company like RDS?

RDS uses several strategies to close more loans, which helps dealers increase their profit margins. Don’t just take our word for it: RDS dealers report up to 20 percent more approved loan applications than dealers using more conventional methods. That leads to substantially more net income from increased sales.

Do dealers have to give RDS first right of refusal on the RDS program?

Our goal is to place more loans and increase profits for our dealers. We pool 100 percent of every dealer’s credit applications to do that. This helps us leverage lenders, convincing them to buy the slightly tougher deals. When a dealer submits all credit applications to us, we deliver more loan closes, consistent product penetration, and an increase in back-end profits.

Why can't a dealer just give RDS their rejects or lower scoring credit apps?

A major component of our strategy is to secure the deepest purchasing possible from lenders. This requires that RDS doesn’t dilute the pool’s strength by working an unbalanced block of applications. We often work more credit apps in a single day than most of our dealers receive in a year. It is advantageous to all dealers for RDS to protect the purchasing power.

We're keeping 100% of the reserves now, why would we take less?

You can expect your approvals/sales to increase by about 20 percent when working with RDS. That doesn’t include additional revenue generated by our trained loan closers, who use a proven pressure-free product offering method. And, since we’re an external party, we reduce your payroll burden to help keep your organization lean and profitable.

Why should I depend on one lending source?

RDS is not a lending source. We are a full-service F&I company that brokers through multiple lenders.

How long does the loan placement process take?

RDS “pulls” a credit report within minutes of receiving an application. Once the loan approval is secured, the customer is called to review terms, interest rates, and insurance and F&I products. We can respond quickly to the customer who wants to wait for a response while at the dealership. Loan approvals can take minutes, most take several hours, and some take several days if they’re marginal applicants.

How are your rates?

Our lenders are the largest in the industry and are very competitive. We do not experience problems when it comes to rate comparisons. Keep in mind our first priority is to close the sale; the next is to create additional income opportunities.

If we sign on with the RDS program, are we 'locked in'?

If at any point you are dissatisfied with our performance, just let us know, and you are no longer obligated to continue using our services.

How much does the program cost?

Nothing. We share in the F&I profits we generate for you. Since we’re an on-demand service, we don’t get paid unless we make you money!

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